As a Texas resident, you have access to a variety of options when looking for auto insurance. One of the great options is Consumers County Mutual Insurance Company. This Dallas-based insurance provider serves the entire State of Texas. In case you are already a policyholder or are considering getting auto insurance from this company, here is everything you may need to know.
Auto Claims Number
If you are insured by Consumers County Mutual Insurance Company and want to report a claim, you can call 1-877-872-8737. You can use the same number to check on the status of your claim.
However, dealing with any insurance company, including this one on your own, can be challenging. You risk stonewalling, delays, denials, or being paid way less than you deserve. That is not the case when you have the help of an experienced lawyer. Our accident lawyer can file the claim for you at no-out-of-pocket expenses.
What is Consumers County Mutual Insurance Company?
Consumers County Mutual Insurance Company is an insurance provider that is a subsidiary of Travelers Insurance. You probably have come across Travelers Insurance before as it is among the largest insurance companies in the US. In Texas, Travelers Insurance is often called Travelers Texas MGA.
Insurance types offered by Consumers County Mutual Insurance Company are:
- Auto insurance
- Home insurance
- Airplane insurance
- Boat insurance
- Business insurance
Their auto insurance covers both the minimum Texas auto insurance requirements and optional coverage options as follows:
- Bodily injury
- Property damage
- Medical payments
- Uninsured motorists bodily injury
- Uninsured motorists property damage
- Underinsured motorists
- Personal injury protection
- Rental car reimbursement insurance
- Roadside assistance
Additionally, the company has collision and comprehensive coverage options. Collision coverage covers the damages to your vehicle no matter who is at fault for the accident. Comprehensive coverage protects you against a host of potential hazards like vandalism, theft, fire, and others.
Notably, this insurance provider has been known for its focus on the niche of high-risk drivers. They also utilize the driving records to adjust the rates for consumers, so their rates change often.
Short History of Consumers County Mutual Insurance Company
The company has been serving Texans for over 50 years now. It was founded inb1949 in Dallas, Texas, and incorporated on the 6th of June, the same year.
In the beginning, the company wrote auto, home, and specialty insurance policies. Over the years, it has expanded its insurance services to include airplane, boat, and business insurance.
Ownership of the business has been changing over the years too. It was initially owned by its policyholders as a mutual company. Later on, it was acquired by American Modern at a time when it had 113million in assets and a net surplus of 2.2million but with a working capital down at $0. It was later acquired by Travelers and is its subsidiary to date.
Size of the Company
If you are looking for the market cap of Consumers County Mutual Insurance Company, you will not find it as this company is not publicly traded. Additionally, it is not rated by A.M. Best, a financial ratings company.
Now that it is backed by Travelers Insurance, its financial strength is rated based on that of the parent company. As of March 2021, the market cap of Travelers was 38.75 billion. It is rated A++ (Superior) by A.M. Best. You can therefore be sure the company can pay out claims.
Consumers County Mutual Insurance Company is not one of the best auto insurance options in Texas in our opinion. You may find a list of other insurance companies here. It is a subsidiary of Travelers Insurance which gives it robust financial backing making it well placed to pay out claims. You can call 1-877-872-8737 to file a claim or check the status of your claim. Alternatively, our injury attorney can do the filing for you for better results.
The personal injury law firm of Jerome O. Fjeld, PLLC has served injury victims in Texas for nearly two decades. Our firm’s primary office is in Houston, TX with offices in Austin and Victoria. Our firm’s focus is personal injury and we help victims when someone is injured by the negligence or carelessness of another in the following types of cases: