AAA Texas Auto Insurance Claims

Texas is one of the states in which the Auto Club Exchange is licensed to provide automobile and other insurance services. You can also get insured by this provider if you live in California, Hawaii, Maine, New Hampshire, Vermont, Virginia, or Pennsylvania. If you have been searching for details about this reciprocal insurance provider, here is everything you need to know.

Claims Number

If you would like to file an auto claim in Texas, call 1-800-672-5246. You can also use the same number to check the status of your claim. Alternatively, you can use their app.

Dealing with the insurance provider may be at times challenging. You may not be in a position to do that in time based on your current circumstances. Additionally, the provider may use it as an opportunity to delay or deny your claim if you choose to pursue it on your own. But don’t worry, we have a personal injury lawyer ready to file the claim for you at a no-out-of-pocket expense.

Texas Car Accident Claim for
Auto Insurance Claim Form

Brief History

Auto Club Exchange was incorporated on October 4th, 1912, to provide insurance to the members of the Auto Club of Southern California (ACSC). The ACSC, founded in 1900 in Los Angeles, was one of the first motor clubs dedicated to improving roads, the proposal of traffic laws, and improving overall driving conditions. It is currently the single most prominent member of the American Automobile Association (AAA), with AAA Texas as its subsidiary.

Over the years, Auto Club Exchange grew to provide services to members of Auto Club of Southern California and its affiliates and subsidiaries like AAA Texas and other members of other non-affiliated AAA clubs.


Better provision of services over the years has necessitated administrative and affiliate agreements with other insurance providers. The most notable ones include the following:

Administration Service Agreement

In 2000, the Auto Club Exchange entered into separate administration service agreements with the following companies, which are currently its subsidiaries:

  • Auto Club Indemnity Company
  • Auto Club Casualty Company

Both these companies operate in Texas. Consequently, the Exchange provides administrative services to these insurance providers.                                            

Affiliation Agreements

The most notable affiliation agreement was one made in 2006 among the following companies:

  • Auto Club Exchange
  • Auto Club of Southern California
  • Auto Club Enterprises Insurance Group
  • Automobile Club of Missouri
  • Automobile Club Inter-Insurance Exchange
  • Auto Club Family Insurance Company
  • ACSC Management Services
  • Club Exchange Corporation

Part of the agreement resulted in an inter-company pooling agreement between Auto Club Exchange, Auto Club Family Insurance Company, and Automobile Club Inter-Insurance Exchange.


Besides organic growth, the Exchange has also grown through acquisitions. Although there have been several over the years, the latest was Motor Club Insurance Company’s acquisition in 2017. The Motor Club Insurance Company is domiciled on Rhode Island.

Financial Standing

As a policyholder, your biggest concern is often whether the company is financially strong enough to pay out your claim. You will definitely be pleased to know that the Auto Club Exchange is financially stable and can comfortably meet its financial obligations to its customers. It has been rated A+ (Superior) by A.M. Best.

The company also has strong financial backing. Both the inter-company pooling agreement and the backing of ACSC mean you are in safe hands.  Auto Exchange is not a publicly-traded company and therefore has no market cap, and neither does ACSC.


Auto Club Exchange enjoys significant popularity like its parent company, Auto Club of Southern California. It has enjoyed significant growth over the years to become one of the biggest providers with excellent financial stability and thus has the ability to pay out claims. You can file your claim at 1-800-672-5246 or let our auto accident lawyer take care of it for you.