When you have been involved in an automobile accident with an uninsured motorist, you do not want to have to pay for the repairs to your vehicle and medical bills, especially when you’re not at fault. Even though Texas law requires motorists to purchase automobile liability insurance, nearly one in five drivers are still driving without coverage. Additionally, even underinsured motorists only pay for the minimum plan, which still fails to provide full coverage when an accident occurs.
Our firm recognizes how frustrating it can be when you’re faced with such a difficult financial situation. Not only will you have to deal with the party at fault, but perhaps the insurance company may try to reduce, delay, or even deny your compensation due to a technicality. Our Houston auto accident attorneys are prepared to protect your rights both in and out of the courtroom.
Receive your free case evaluation today with our Houston car accident lawyers!
Your automobile insurance company must offer uninsured motorist coverage, or else you are required to give them a copy of your signed rejection. According to Texas Legislature, uninsured motorist coverage protects people from financial burdens due to irresponsible motorists and their negligent actions. There is a $250 deductible for property damage and no deductible for bodily injury, depending on the coverage limit of your insurance policy.
Items not covered by uninsured motorist policy include:
- Collision with a governmental vehicle
- Collision with vehicle designed for off road use
- Collision with a trailer home, especially when it remains stationary
- Collision with a vehicle that you or your family member owns
- Collision with your vehicle that’s used for paid services, like a taxi or rental
- Collision with stolen vehicle
- Collision due to an intentional act
At Jerome Fjeld & Associates, PLLC, we have recovered millions of dollars on behalf of our clients backed by over 10 years of experience. We urge drivers to purchase uninsured motorist coverage, so you won’t be obligated to pay for the damages and injuries caused by another driver who is not insured. If you have been hit by an uninsured driver, our firm can provide the knowledge and experience to make sure you and your family receives the appropriate juridical guidance, to recover the full amount of money.,.